$10K – $500K
Loan Amount
From 9%
Interest Rate
2 – 7 days
Time to Fund
1 – 5 yr
Term
How we pick the right small business loan for your file.
Your underwriter looks at three things before routing the file anywhere: how fast you need the money, how much rate you can tolerate, and how your bank statements read from an underwriter's desk. That dictates the lender. Bank deals price cheaper but move slowly. Online and alternative lenders fund in days but charge for the speed. There is no universal best option, and anyone who tells you there is has not actually priced the deal.
Most of our small business loans land between $10K and $500K on one to five year amortizations. We do not blast your application to ten desks and hope something sticks. One underwriter reads the file, picks the two or three lenders most likely to approve it at the best terms you qualify for, and runs the submission personally.
Eligibility what we typically look for
- 6+ months in business
- $100K+ annual revenue
- Personal credit score of 600+
- Business bank statements (most recent three months)
Why founders pick this
Key benefits
- Fixed payment you can plan a budget around
- Funding in two to seven days through non-bank channels
- Broad use cases — working capital, inventory, payroll, buildout, refinance
- Reports to business credit bureaus, which builds your file for the next round
Things people ask before applying.
Our small business loan products run from $10K to $500K. Where your specific ceiling lands depends on your revenue, time in business, credit profile, and which desk we route the file to. Your underwriter will give you a real number on the discovery call, not a range.
Pretty much anything legitimate — working capital, inventory, payroll, marketing, equipment, a buildout, debt refinancing. Lenders want the use disclosed on the application. They do not audit your spending after the funds hit.
Online and alternative lenders fund in two to seven days when the file is clean. Bank loans take two to four weeks but usually come in cheaper. Your underwriter walks you through the trade-off on day one so you know what you are choosing between.
Often stacked with this one.
SBA Loans
Federally backed financing with the lowest rates and longest terms most small businesses will ever see. The right call when the deal is too large, too long, or too ambitious for a quick-turn product.
Read the brief →Business Line of Credit
A revolving credit facility sized to your business. Draw when you need capital, repay on your schedule, and pay interest only on the portion you carry.
Read the brief →Short Term Business Loans
Capital in hand inside 72 hours when the rate is not the point and the clock is. Three to eighteen month terms, daily or weekly repayment, real approval criteria.
Read the brief →Ready to apply for small business loans?
One application puts every product on the table your underwriter handles the rest.
Soft credit pull. No hard inquiry unless you accept terms.