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Real Estate funding.

In real estate, the offer that wins is usually the one that can close. Price matters, but speed decides who gets the deal. Most conventional lenders cannot move at the pace a seller demands, so the assignment goes to whoever has a lender already lined up. That is the part Optain handles. One underwriter, one application, and access to the bridge, hard money, and CRE lenders that actually fund inside the window.

Soft credit pull only · No impact on your score

Overview

Financing priced to the calendar, not to the committee.

Whether the deal is a flip, a rental stack, a retail pad, or a small multi, the question is the same: can your lender fund before the seller walks? Bridge and hard money lenders fund inside seven to fourteen days once title and appraisal line up. Permanent CRE debt refinances the bridge after the property is stabilized. A line of credit covers the renovation gaps and the turn between deals.

We route you to lenders who actually write checks against your asset class, property type, and business plan. That means no meetings with shops that ghost you once they see the subject property or your rehab budget. Your underwriter knows which lenders will fund the deal before the application ever leaves the desk.

Common challenges
  • Acquisitions and fix-and-flip closes on short deadlines
  • Commercial property purchases - office, retail, industrial, multifamily
  • Renovation draws and value-add project funding
  • Cash-out refinances and portfolio recapitalization
Why us for real estate

We have done this before. A lot.

Bridge and hard money in seven to fourteen days for fast closes

Commercial real estate debt for office, retail, industrial, multifamily, and mixed-use

Rehab and draw funding for fix-and-flip, BRRRR, and value-add projects

Portfolio refinances that pull equity out to fund the next acquisition

A single underwriter who knows the lender shortlist before you even submit

Common questions

Things real estate owners ask first.

Seven to fourteen days is realistic once title and appraisal are in. Smaller hard money deals on single-family or small multi sometimes close faster. The bottleneck is almost never the lender - it is title, insurance, and the seller's side.

Yes. Plenty of our real estate lenders will fund a first deal. Most of them want to see either prior real estate experience, a strong sponsor balance sheet, or a contractor and deal structure that compensates. If you have one of those, you have a shot.

Yes. Portfolio refis roll multiple properties into one loan, which usually pulls equity out for the next buy. We route those to CRE lenders who price blanket loans competitively instead of treating them as one-offs.

Funding built around real estate.

Tell us about your operation and we will route you to the lenders that already understand it.

Soft credit pull. No hard inquiry unless you accept terms.